YOU DESERVE A HOME

Let Us Structure the Deal that Banks Can't

Welcome to Home Resolvers, LLC - Stop Wasting Time with Regular Lenders. We Structure Your Financing Directly with a Property Owner. Our Attorney-Backed Process Ensures Your Owner-Financed Deal is Legal, Safe, and Compliant.

Frustrated by Bank Rejections?

Your past doesn't define your future. Our system is designed to verify your current Ability-to-Repay and structure a compliant mortgage for you.

Simple yet Comprehensive Real Estate Solutions with

Home Resolvers, LLC

The 3-Step Process will match you with a home based on your desires and ability to pay

a rendering of a modern house with palm trees

Step 1: Financial Certification

Connect with our team to show what you can afford, without the red tape and confusion of mortgage companies.

Step 2: Property Match

Our Seller Financing Specialists will match you to both on, and off-market opportunities that have been pre-screened for terms that can work for you

Step 3: Structure and Close

Our compliance system ensures the mortgage and note comply with all Dodd-Frank and state laws.

Ready to Get Started?

Fill in the form below and we will reach out to start the process with you!

FAQs

Your Key Questions Answered for a Smooth Property Journey.

Is this a "No Credit Check" program?

We do not rely on your FICO score for approval. However, our program is compliance-driven. We perform a thorough review of your income and verify your ability to repay (ATR), as required by federal law. We focus on your current financial stability, not past credit issues.

How much down payment do I need?

Sellers require a variety of down payment amounts than may be more or less than a bank loan because they are taking on risk. A common minimum requirement is 10% of the purchase price, which must be verified during the consultation phase.

Can I qualify if I'm self-employed?

Yes. Unlike banks that demand complicated tax transcripts, we work with you to verify your income using bank statements, profit and loss statements, and business records to prove your consistent cash flow.

What if I recently filed for bankruptcy or foreclosure?

We specialize in these situations. If you have stable income and the required down payment, we can often certify you as qualified. We are looking for proof of stability since the event, not perfection.

What is the "Owner Finance Qualified Profile" and why do I need it?

This is the official document we issue after your consultation and financial verification. It confirms to Realtors and Sellers that you are a serious, financially vetted, and compliant buyer, giving you the credibility of a cash buyer and unlocking owner-financed opportunities.

How long does the process take?

We can typically issue your Owner Finance Qualified Profile within 3-5 business days after receiving all required verification documents during your consultation. Finding the right seller can take longer, but your profile puts you at the front of the line.

Is Owner Financing safe? Will I actually own the home?

Yes. Our attorney partner structures every deal using standard legal documents (including a Promissory Note and Deed of Trust), not questionable "Contract for Deed" arrangements. You receive the deed at closing and benefit from the property's appreciation.

What is the cost for your service?

Our service has two main costs: 1) A non-refundable, upfront Consultation Fee (paid before document review) to create your Qualified Profile. 2) A Facilitation/Success Fee (1% to 3% of the purchase price depending on your circumstances) paid only at closing, for structuring and managing the transaction.

Who sets the interest rate and payment terms?

The seller/investor of each property sets their interest rate, and we advise you on market rates for seller financing. We structure the terms, including amortization and balloon payments, to ensure the deal meets compliance guidelines.

How are monthly payments handled?

Payments are made through a professional, third-party loan servicing company that handles collection, escrow for taxes/insurance, and required IRS reporting. This protects both you and the seller.